Key questions you should ask your lender/adviser about your new mortgage. A mortgage funded by an insurance- based savings plan. Time off from paying your mortgage. Mortgages mortgage advice the bbc is not responsible for content on external websites.

This type of mortgage is designed to accommodate your changing financial needs. The initial lower repayments means higher payments later on. If your investments do very well then you might have a surplus left over once the mortgage is paid off.

This learn about guide explains the different types of mortgages to give you an idea of what meets your needs. Bank base lending rate. With a repayment mortgage your monthly payment goes towards repaying capital borrowed and paying interest. This means you'll know exactly what your repayments are going to be during the given period. Learn more about the natwest mortgages available.